What we’re all about

We believe there’s something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.

So we’ve built an app that embraces that spirit – one that you can rely on and makes managing your finances as fast and simple as possible.

Some of our early customers

Hattie, Honey B Drama

Leon, Leon's Kitchen

Simon, Strength:Lab

Some of the Mettle team

By NatWest

We’re a growing team of technologists, creatives, researchers and analysts from different backgrounds brought together to explore new ideas and a fresh approach – but with the security of an established bank behind us.

Our CEO Marieke

Our mission is clear

Mettle gives you the freedom to run your business.

We believe that anyone should have the opportunity to start a business, without fear or the stress of not knowing how to manage their finances.

That’s why we’ve built Mettle to provide small business owners with the resources they need to effectively manage the financial side of their business.

Built around you

We look to inspire our customers by harnessing the passion and resilience that comes with building a great business. We’re an ambitious and collaborative team always looking for ways to improve and provide an even better customer experience.

I'd like to have the option to add money in to pots. Is there a way to do this?

Debbie

Hey Debbie. We’re in the process of developing this functionality. We’d love to invite you in for a chat to discuss how this could benefit your business.

Nichola

(Mettle Ops Team)

I’m about to raise my first invoice through the app. Is there a way to include my company logo on it?

Bob

Hi Bob. Yes there is. You can add a logo by tapping 'Add your company logo' on your Account screen. Just shout if you need anything else.

Siobhan

(Mettle Ops Team)

Our journey so far

Jul 2017Oct 2017Dec 2017Mar 2018Nov 2018Jul 2019Sep 2019
Jul 2017 - Getting started

Eight of us working on an idea. We kicked things off by surveying 800 potential customers and conducting 20 interviews. Our strategy became clear.

Dec 2017 - Mince pie

Our first transaction. We bought a mince pie for the NatWest CEO with the first Mettle card.

Nov 2018 - Alpha launch

We launched Mettle on TestFlight and invited customers to work with us to develop it further.

Sep 2019 - App Store launch

What a journey so far. Working with customers in our early access phase helped to shape the future of Mettle and make it accessible to businesses across the UK.

Oct 2017 - The team takes shape

20 of us working on the product. Using qualitative data, we began to define key account features and develop our invoicing tool.

Mar 2018 - Onboarding & testing

We created the first version of the app, brought on our first internal customers and began testing before launch.

Jul 2019 - Rebrand

We updated the app to make it more accessible and useful. As we evolved to meet the needs of our customers, we updated our brand identity to represent who we are as a business.

Jul 2017 - Getting started

Eight of us working on an idea. We kicked things off by surveying 800 potential customers and conducting 20 interviews. Our strategy became clear.

Oct 2017 - The team takes shape

20 of us working on the product. Using qualitative data, we began to define key account features and develop our invoicing tool.

Dec 2017 - Mince pie

Our first transaction. We bought a mince pie for the NatWest CEO with the first Mettle card.

Mar 2018 - Onboarding & testing

We created the first version of the app, brought on our first internal customers and began testing before launch.

Nov 2018 - Alpha launch

We launched Mettle on TestFlight and invited customers to work with us to develop it further.

Jul 2019 - Rebrand

We updated the app to make it more accessible and useful. As we evolved to meet the needs of our customers, we updated our brand identity to represent who we are as a business.

Sep 2019 - App Store launch

What a journey so far. Working with customers in our early access phase helped to shape the future of Mettle and make it accessible to businesses across the UK.

Apply in minutes

Mettle is free and easy to open, with help from real people when you need it.

The Mettle account is an e-money account provided by Prepay Solutions (PPS), a trading name of Prepay Technologies Ltd which is an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuing of electronic money. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Registered office: 250 Bishopsgate, London, United Kingdom EC2M 4AA

NatWest