Helen, London School of Furniture Making

The free business account that helps you get ahead today

For sole traders and limited companies with up to two owners.

A phone with the Mettle app Home screen shows transactions and an account balance overlaid with the Mettle Mastercard.The Mettle Mastercard

A business account that's free, easy to open, with help from real people when you need it.

  • Send and receive payments
  • UK account number and sort code
  • Lock and unlock your card
  • Apply in minutes
  • In-app support from the Mettle team
Leon, Leon's Kitchen

Get paid faster

Create and send invoices from your phone. We'll match incoming payments to invoices and let you know when you've been paid.

Tom, Ministry of Masks

Plan ahead

See how your balance changes over time with an at-a-glance view of monthly trends.

Hattie, Honey B Drama

Simple bookkeeping

Categorise incoming payments and add receipts to transactions to make end-of-year accounting much easier.

Easy account opening

Apply in minutes

Mettle is free

There are no hidden costs or transaction fees. We'll give you plenty of notice if this changes.

By NatWest

You'll have confidence knowing we're part of a trusted and regulated bank.

Safe and secure

Your money is held in a ring-fenced account and you're the only one with access.

Is Mettle right for you?

  • You're a limited company with up to two owners ─ or are a sole trader
  • You have a balance of less than £100k (£50k for sole traders)
  • You have an iPhone or an Android device
  • The Financial Times
  • FinExtra
  • Reuters
  • The Spectator
  • Forbes

The Mettle account is an e-money account provided by Prepay Solutions (PPS), a trading name of Prepay Technologies Ltd which is an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuing of electronic money. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Registered office: 250 Bishopsgate, London, United Kingdom EC2M 4AA