Helen, London School of Furniture Making

The business account by NatWest that helps you start, run and grow

For sole traders and limited companies with up to two owners.

We're on a mission to give you the freedom to run your business

  • Mettle is free – seriously, it's 100% free
  • Apply in minutes from the app
  • Send and receive payments
  • UK account number and sort code
  • Support from real people when you need it
Leon, Leon's Kitchen

Get paid faster

Create and send invoices on the go. We'll notify you when money hits your account and match the payment to your invoice.

Explore invoicing
Tom, Ministry of Masks

Get tax ready

Categorise business transactions to reduce admin and minimise errors. Export your data and share it with your accountant.

Hattie, Honey B Drama

Sync with accounting software

Connect Mettle with accounting packages like Xero and FreeAgent.

More about integrations

Help from real people

Our team is here to support you whenever you need it

By NatWest

Have confidence knowing we're part of a trusted and regulated bank

Safe and secure

Your money is held in a ring-fenced account. You're the only one with access

Apply in minutes

Once we review and approve your business, you'll get an account number and sort code to get started

Is Mettle right for you?

  • You're a sole trader or limited company with up to two owners
  • You have a balance of less than £100k (£50k for sole traders)
  • You're a UK-based company with owners that are UK residents

Apply in minutes

It's free and easy to open.

Available on iOS and Android.

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The Mettle account is an e-money account provided by Prepay Solutions (PPS), a trading name of Prepay Technologies Ltd which is an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuing of electronic money. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Registered office: 250 Bishopsgate, London, United Kingdom EC2M 4AA