The bank account built for the self-employed

Mettle is for sole traders and limited companies with up to two owners (only one owner can access the account).

Open account

Check eligibility

Earn interest on your savings

With a savings pot, you could earn 1.36% AER / 1.35% Gross p.a (variable)* on balances from as little as £10.

Explore savings pots

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Only savings pots can earn interest. You can only have one savings pot. It has a maximum balance of £1m. The interest rates may change to reflect the savings market. Interest is calculated daily and will be paid out monthly. Any positive change in interest will be notified within 30 days, any negative change in interest will be notified at least 60 days before. AER stands for Annual Equivalent Rate. It shows you what the rate would be if interest was paid and compounded each year. Gross is the interest rate you’ve paid without the deduction of UK income tax. p.a is per annum (per year). Read the full Mettle business account T&Cs here.

Get paid faster

Manage your entire payment cycle – from creating an invoice to reconciliation.

Find out how to get paid faster

Send invoices from wherever you are

Send invoices from wherever you are

Create and send customised invoices on the go. See what’s been paid and what you’re owed within one click. You can even track payments and chase late payers – all from your phone.

Learn more about invoicing features

Get instant payment notifications

We'll notify you when money hits your account and match the payment to your invoice.

Auto-match payments to invoices

See if we're a match

You’re a sole trader or limited company with up to two owners
You have a balance limit of up to £1 million
You’re a UK-based company with owners that are UK tax residents

Open account

Check eligibility

Be tax confident

Bookkeeping and day-to-day accounting made easier.

Find out how to be tax confident

Get FreeAgent accounting software included with Mettle and save £150 per year*

Learn more about the FreeAgent integration

Based on FreeAgent's lowest tariff. To get FreeAgent included, you have to make at least one transaction a month from your Mettle account. If you don’t make one transaction a month, or if your Mettle account is closed and you continue to use FreeAgent then the FreeAgent fees will apply. FreeAgent has optional paid-for features.